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Guidelines for safe and sound lending practices have been in existence for decades, but after the dot.com bubble were tossed aside. When such enormous and reckless deviations from existing regulation take place; those who benefited from the reckless and unlawful practices should be disgorged immediately and a full investigation should be initiated. http://www.fdic.gov/regulations/laws/rules/2000-8630.html#2000appendixatopart364 ...more »
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