Smarter consumers are smarter citizens. Given the number of problems related to people not understanding their finances that have spread exponentially over the past year, its in the government's best interest to make sure people know the best way to make their money work for them. Had this sort of program been in place, we might have avoided some of the current crises we now face. First: Personal finance. From balancing ...more »
Provide Enterprise Resource Planning Solutions as suggested by HUD's Office of Policy Development and Research (PD&R) report on Industrializing the Residential Construction Site.
THE ONLY THING THAT CAN PUT A BOTTOM IN THE REALESTAE MARKET IS NEW BUYERS! I had to say no on bailing out homeowners with bad mortgages. Not because I want foreclosures, but because it won't work. There is not enough money in the world to bail out enough homeowners to stop the fall of real estate prices. For the money it costs to bail out banks and bail out homeowners we could put a bottom in the market right now. ...more »
The Uniform Building Code does help assure that housing that is built is relatively safe. At the same time it keeps existing technologies and the suppliers of those technologies in business. The Code should be reformed to encourage the use of innovative energy efficient technologies. There is no reason buildings should serve less than 500 years. Some goals: The shell should use a maximum of local, abundant, surplus or ...more »
This should have happened when the government took over WAMU but there will be more opportunities with other big banks that are still floundering out there. When the next big bank fails turn it into a true National Bank(providing the new bank with accessible branches). Part of the stimulus money would be used to make it solvent. Once it's up an running it should offer credit to qualified customers/buisnesses at a rate ...more »
Oftentimes those who work in community services for non-profits can't afford to purchase a home on their salaries so a gov't stipen would greatly enhance fulfilling community positions that necessitate degreed workers. Our communities are the backbone of our society. It would also encourage employee growth in these organizations that are likely to be understaffed and that's a win-win situation for all involved.