Before we passively sit back and allow Obama to force us into socialized medicine (the politically correct term is a Nationally Run Health Care System) there are a few things you need to know.
First of all, it has become obvious that Obama's plan is to use the gov't to undercut the private insurance companies in premiums so that he can force the private companies out of business and force everyone to take their health insurance from the government. We can know this because this will be the obvious consequence and the administration can wait us out.
Secondly, the most important point is that in order to control costs, the gov't will have to ration health care for everyone (especially the elderly). It cannot afford 1.5 trillion dollars (or more) over ten years without severely raising your taxes and there are not enough doctors in this country to treat everyone on a regular basis. According to Dick Morris, Obama has already targeted CAT scans, MRIs, back surgery, and antibiotics for reduction. This means a lot of us will die or live in pain because we don't have a proper diagnosis and treatment. (I know of one person whose cancer was discovered accidentally with a CAT scan for another condition. Without the CAT scan he probably would have died)! Socialized medicine has not worked or is not working in any country in which it has been tried.
Here are a few facts you should know. Obama's web site says that 46 million people don't have health insurance. The fact is that 27 million (more than half) of those people earn more than 55k dollars a year and could afford health insurance if that is what they choose to spend their money on. Also, about $100 a month of the premium for my private health insurance goes to cover the cost of the uninsured who use the emergency room at the hospital as a free clinic. That is enough contribution from me!
There are many effective and workable alternatives to socialized medicine and some of them have been presented on this site. I guess if you want Socialism in general, however, you aren't interested in workable options. Call your Congressmen today. The mess is almost upon us.
Comments (16)
If the private system is better they will be able to compete with the government except with the low income individuals the government will subsidize. The insurance companies didn't have those customers anyway. If the government plan has long lines, the people who can afford it will stay private.
That's not a bad system. We have public and private schools. Those with money to burn can get their kids into a better school. The rest, which is most of them, have the public to fall back on. One did not destroy the other.
The following op-ed was published in the Austin American-Statesman, which can be accessed here.
Health care reform is on the fast track in Washington. The elites have promised to pass a bill quickly, even though their specific proposals and how to pay for them have been very slow in coming. So legislation is speeding down the track without all the cars attached and without any idea how much fuel is needed to make it to the station. We don't know yet whether this train will deliver its passengers safely – or if we're headed for a train wreck.
I believe our top priority should be to lower the cost of health care, without reducing quality or access to care. Rising health care costs make it hard to make ends meet, whether you're putting together a family budget or a business plan. Health care costs have risen far faster than inflation in both good economic times and bad. Costs have forced many self-employed workers into the ranks of the uninsured. The American health care system now costs twice as much per capita as those in most of the developed world.
I believe we can lower the cost of health care without giving Washington more control over the decisions of doctors and patients. Yet more control in Washington is the vision behind the government plan proposed by Senator Edward Kennedy. To his credit, Senator Kennedy is the only Democrat on either end of Pennsylvania Avenue who has provided legislative detail on his specific health care reform proposals this year. But the more we learn about these proposals, the more concerned Americans should be that Washington elites will not fix the problems in our health care system, but only make them worse.
First, Senator Kennedy's bill will cost at least $1 trillion over the next ten years – and that's just the beginning. The nonpartisan Congressional Budget Office estimates that this huge price tag will reduce the net uninsured population by less than 30 percent. The taxpayers' $1 trillion does not include the cost of increasing eligibility for Medicaid for people up to 50 percent above the poverty line.
Second, Senator Kennedy's bill includes a government-run health care plan that will force at least 15 million people to lose their current private health insurance. The Congressional Budget Office recognizes that no current provider can long compete against a government that calls the balls and strikes even as it takes the field. According to the independent Lewin Group, a government plan could eventually take away current health benefits from 119 million Americans, and force 130 million Americans into a Washington-run health care plan.
Third, a new Washington-run plan will increase the cost of private insurance. "Cost-shifting" occurs when a health care provider accepts low government reimbursement rates, but only if it can charge extra to those with private insurance. This cost-shifting acts like a hidden tax on millions of American families and small businesses. One respected actuary estimates that cost-shifting increases the average American family's health care premium by more than 10 percent, or more than $1,500. Adding another new government health care plan on top of Medicare and Medicaid will only increase this cost.
Fourth, a new Washington-run plan would lead to government rationing of health care. Just look at the results in Canada. Thousands of our friends to the north come to the United States every year for life-saving surgeries, after their government has told them they'll just have to wait. Various studies suggest that Canadians, especially the poor, are less healthy under socialized medicine than those in our own country. More and more Canadians want to reduce the role of government and expand private options for health care, even as elites in Washington want to move America in the opposite direction.
Fifth, a new government plan would replicate the model of Medicare and Medicaid, which illustrate everything that can go wrong with Washington-run health care. Costs for both plans have exploded. Low reimbursement rates force many providers out of the system, and many patients to long waiting lines. Taxpayers pay up to $90 billion a year in fraudulent and wasteful medical bills, about two-thirds of that in the Medicare program alone.
The Kennedy Bill has other provisions that would increase Washington's control of our health care system – including new punitive tax increases. If a family doesn't have a Washington-regulated health care plan, they would pay a new tax. If a small business owner doesn't offer a Washington-regulated plan for every employee, then she would pay a new tax. These tax increases are designed not to raise revenue to pay for health care, but to punish families and businesses that step out of line.
There are alternatives to a Washington takeover of the health care system, and the best of them will give patients more control over their care. Innovators in both government and the private sector have learned that empowering patients as consumers can lower costs. They've learned that the right incentives can encourage patients to make healthier choices, and providers to compete for their business. These are the ideas that can drive successful reform of our health care system.
Health care reform can be successful if we take the time to get it right. If our experience with the Stimulus Bill tells us anything, it's that when Congress acts too quickly, it often delivers bad policy. I will insist that the Administration and Congressional leaders give the American people plenty of time to understand their proposals, and decide what they mean for themselves and their families. Washington elites want to dictate to the American people the future of health care, but I believe the best solutions will come when Washington begins to listen.
That is wrong information. Taxpayers are already paying for Medicare and Medicaid and indigent healthcare for those who can't afford it at 3x what it should cost because of lack of control over spending. If a person on the streets uses the ER at $300 and can go to a doctor for $80, which one is cheaper? There's a little 'duh' factor behind that one. He's cutting tax costs, not undercutting private health care -- because that option will still be there for those who can afford it. It should never have been a choice between people and profit. Medical care should never have been part of the profiteering racket in the first place. Too many people have senselessly and needlessly died because of it.
CNSNews.com http://www.cnsnews.com/public/content/article.asp...
Democrats Bury ‘Community Transformation’ Plans in Health Care Bill
Thursday, June 18, 2009
By Matt Cover THIS IS HOW THE DSA MAJORITY GOVERNMENT FUNNELS TAXPAYER $$ TO ACORN
Senator Ted Kennedy (D-Mass.), lead sponsor of the Affordable Health Choices Act
(CNSNews.com) - Senate Democrats inserted a wide-ranging provision for “Community Transformation Plans” in their half-completed health care bill, outlining the proposal on page 382 of the now-615 page bill, major sections of which have yet to be written.
Some Republicans have criticized the provision as a means to funnel money to liberal activist groups under the canopy of “community organizations,” whereby they will use the funds to promote big government health care but also monitor people’s eating and exercise regimens in the name of “healthy lifestyles.”
In the bill, the Affordable Health Choices Act, community transformation plans would be carried out using federal money and be overseen by the Centers for Disease Control and Prevention (CDC). The CDC would distribute the money as well as coordinate the various state, local, and “community” entities responsible for carrying out the plans.
According to the bill, both state and local governments are eligible for the grants, as are “national networks of community-based organizations,” a group which is not defined in the bill.
Whichever type of group receives the funding, it must submit to the CDC director a plan for community transformation. As it states: “An eligible entity that receives a grant under this section shall submit to the [CDC] Director (for approval) a detailed plan that includes the policy, environmental, programmatic, and infrastructure changes needed to promote healthy living and reduce disparities.”(p. 383)
The transformation plans must include “activities” for all ages, beginning in public schools, which focus on eating healthy food, adequate amounts of physical activity, the “promotion” of healthy lifestyles or “any other chronic disease priority area identified by the grantee.”
The transformation plans must also take action to promote certain “healthy options” at privately owned restaurants as well as “prioritizing strategies” to “reduce racial and ethnic disparities,” although the bill does not explain how racial and ethnic disparities figure in to community transformation.
The state, local, or community organization groups must also monitor the progress of their transformation plans among community members, measuring things such as weight loss, physical activity, and eating habits.
Armed with these reports, community transformers must report back to the CDC, as well as share their findings with each other at national and regional meetings, which are designed to communicate “best practices” for community transformation.
“An eligible entity shall annually submit to the Director a report containing an evaluation of activities carried out under the grant,” the legislation states.
“A grantee under this section shall – (A) meet at least annually in regional or national meetings to discuss challenges, best practices, and lessons learned with respect to [community transformation] activities,” reads the legislation.
The community transformation groups must then develop plans and training courses so that the government’s community transformation goals can be successfully implemented elsewhere.
How much the federal government plans to spend on transforming the nation’s communities was among the many details not included in the draft text.
While Democratic staffers told CNSNews.com that “community organizations” included things like the YMCA and Boys and Girls Club, Republican leaders said the proposal smelled like federal funding for ACORN, the controversial liberal activist group that has been dogged by allegations of election fraud.
“Every time our friends on the other side start talking about community organizations, we usually think ACORN, and they do to,” Rep. Roy Blunt (R-Mo.) said at a press conference Wednesday outlining House Republicans’ alternative healthcare proposals.
“We’re not for empowering a lot of activists on the other side to go out and ask people how they’re feeling,” said Blunt. “That won’t solve any problems, and it’s not too hard these days to find some bill that has something to enhance the finances of ‘community organizations.’” i.e. ACORN
This is a bunch of GOP propaganda coming from some people who are sorely afraid that they won't be able to kill people for profit any more. And as to ACORN, to keep poor people, homeless people and former felons who have served their time and been restored to full citizenship from voting in the next election year. If they keep "spreading the Republican booboo," people will keep feeding into it. But thank God for the Internet. Now, those with the most money can't make the biggest and loudest noise any more...and the sooner they figure that out, the better off they will be.
Another Oblahbah apologizer
No schelekscott the propaganda is coming from the Demo DSA that owns the mainstream media ABC, CBS, NBC/MSNBC who would get fired if they even insinuated something negative about BO. They have been order to NOT report the TRUTH about BO. It's all on the Internet - look up everything you can find on Obama ACORN connection, Obama DSA (Democrat Socialist of American) connection, Obama Kenya (everybody, the Ambassador, Obama's grandmother, EVERYBODY say Obama was born in Kenya) Check out the over 20 videos on YouTube. So if everybody in Kenya say Obama was born in Kenya - does that make everybody in Kenya liars? Obama's records in Kenya are sealed just like his records in the U.S. Why would he have his records in Kenya sealed if he was not born in Kenya nor was a citizen of Kenya - he would not have any records to seal, right? ACORN & their 270+ subsidiaries have defrauded the U.S. government for billions of federal taxpayer dollars for over a decade. ACORN is responsible for the sub prime mortgage loan disaster in this country. ACORN exploited the minorities, poor and those with not so good credit with sub prime/NINJA st "No Income, No Job and No Assets." mortgage loans with criminally high interest rates that Demos in Congress (Obama, Frank, Dodd, Walters, Meeks, Davis (the same DSA Demos that testified there was no problems with Fanny & Freddy what-so-ever in the 2004 Fanny Mae Freddy Mac Senate Hearings on YouTube), ACORN, Fanny Mae & Freddy Mac, Bank of American, Citigroup, mortgage brokers & lenders got fat rich off of exploiting minorities, poor and those with not so good credit who eventually lost their homes & American Dream when their criminal Sub Prime/NINJA ARMS Adjustable mortgage loans. started adjusting every 6 months to the point that they could not afford the criminally high payments & interest rate. So ACORN did not help the homeless or poor one bit, they got them into the NINJA mortgage loans and them the predatory mortgage lenders forclosed on their homes & their credit was ruined for a decade. THANKS A LOT ACORN, Demos in Congress (Obama, Frank, Dodd, Walters, Meeks, Davis etc...), Fanny Mae & Freddy Mac, Bank of American, Citigroup, mortgage brokers & predatory mortgage lenders. Oh and I saved the best for last, when all the sub prime NINJA mortgage loans foreclosed it caused an economic melt down throughout Wall Street, AIG, and every industry in American and around the World. What does BO do when he gets in office, give ACORN millions and millions of federal taxpayer dollars in the Stimulus Bill, Omnibus Bill, proposed Budget Bill, proposed Socialist National Health Care, EVERY SINGLE BILL THAT PASSED BO'S DESK HAS MILLIONS OF FEDERAL TAXPAYER DOLLARS SLIPPED IN IT FOR ACORN & THEIR SUBSIDIARIES EVEN THOUGH ACORN IS UNDER FEDERAL INVESTIGATION BY THE F.B.I. FOR MASSIVE VOTER FRAUD IN 14 STATES NATIONWIDE IN THE 2008 PRESIDENTIAL & STATE ELECTIONS. DON'T TELL ME ACORN HAS DONE ONE DARN GOOD THING FOR THE POOR OR FELONS EXCEPT FOR HIRING THEM TO COMMIT VOTER FRAUD - IF YOU CAN ALL THAT A GOOD THING?
ACORN was against sub-prime loans. They said many of the people who were given sub-prime actually qualified for traditional mortgages.
creeksneakers2 you are only listening to the recent news where ACORN is trying to defend themselves for there criminal actions. You have to go back and do the research. Search Obama-ACORN-Subprime mortgage loans-Community Reinvestment Act (they are all interconnected) and read, read, read. This is how I know about how DIRTY & CRIMINAL ACORN is and how they are ABSOLUTELY responsible for the subprime mortgage melt down that caused the poor, minorities to loose their homes in foreclosure & destroy there credit and chance of EVERY getting home. ACORN ROBBED THE VERY PEOPLE THEY CLAIMED TO BE HELPING BECAUSE ACORN RECEIVES A FINANCIAL REWARD FOR EVERY SUBPRIME MORTGAGE LOAN MADE - A MORTGAGE KICKBACK WHICH I AM SURE COULD NOT LEGAL. NOR IS VOTER INTIMIDATION BY HIRING THUGS, FELONS AND BLACK PANTHERS TO INTIMIDATE VOTERS BUT THEY GOT AWAY WITH THAT JUST LIKE ALL THE VOTER FRAUD SINCE PRIOR TO 1998 http://rottenacorn.com/activityMap.html
http://www.noquarterusa.net/blog/2008/07/05/obamas-acorn/ The original lobbyists for the CRA were the hardcore leftists who supported the Carter administration and were often rewarded for their support with government grants and programs like the CRA that they benefited from. These included various “neighborhood organizations,” as they like to call themselves, such as “ACORN” (Association of Community Organizations for Reform Now). These organizations claim that over $1 trillion in CRA loans have been made, although no one seems to know the magnitude with much certainty. A U.S. Senate Banking Committee staffer told me about ten years ago that at least $100 billion in such loans had been made in the first twenty years of the Act.http://www.noquarterusa.net/blog/2008/09/27/consumer-rights-league-obama-acorn-and-the-subprime-mortgage/http://www.rushlimbaugh.com/home/daily/site_092908/content/01125108.guest.html (try not to turn you brain off because this was Rush, what it say is true)
http://www.lewrockwell.com/dilorenzo/dilorenzo125.html http://money.cnn.com/2000/11/09/banking/q_acorn/index.htm
ACORN HAS DEFRAUDED THE U.S. GOVERNMENT FOR MILLIONS AND BILLIONS OF FEDERAL TAXPAYER DOLLARS TO MAKE MILLIONS & BILLIONS MORE PEDALING SUBPRIME MORTGAGE LOANS TO POOR & MINORITIES (the very people they claim to represent and help WHICH WAS A BIG FAT LIE) AND THEN WHEN BO GET INTO THE WHITE HOUSE ACORN CONTINUES TO GET MILLIONS & MILLIONS MORE IN THE STIMULUS BILL, OMNIBUS BILL, BUDGET BILL AND NOW THAT THE MORTGAGE INDUSTRY HAS CRASHED DUE TO CRIMINAL SUBPRIME MORTGAGE/NINJA LOAN FORECLOSURES, ACORN IS GETTING FED. DOLLARS TO NOW HELP THEIR VICTIMS ACORN PLEASEEEEE "ACORN has been fighting against predatory lending since 1999" THIS IS A TOTAL FLAT OUT LIE - ACORN CREATED THE PROBLEM IN THE FIRST PLACE BY HERDING POOR & MINORITIES INTO SUBPRIME/NINJA MORTGAGE LOANS. NOW ACORN IS GOING TO GET MORE FED. DOLLARS TO HELP THEIR VICTIMS - ACORN DOES NOT GIVE A C _ _ P ABOUT THE POOR & MINIORITY VICTIMS OF SUB PRIME LOANS. ACORN MAKES MILLIONS & BILLIONS OF DOLLARS EXPLOITING THE POOR & MINORITIES TO GET OUR TAXPAYER MONEY. FIRE ACORN FOR GOOD - LOCK THEM UP FOR THEIR CRIMINAL ACTIVITIES. NO MORE FED. DOLLARS TO ACORN EVER!!!!!!!!!!!!!!!!
Sally ,,you're not going to convince a troll .Creep sqeaker has been shown to be a hardcore leftist.I HOWEVER am in total agreement with you,as are a growing number of your fellow Americans.THat national912coalition is getting to be more and more valuable. Go there and keep strong. these idiots need us.
Am a teacher, that is what I do. Judging from creeksneaker2 last comment he/she has been brainwashed or just has not done the research on ACORN. Either way I will not give up revealing the truth to Americans that have not been told the TRUTH on mainstream media or have been flat out lied to by the DSA Demo left. I DO KNOW THIS, EVERYTHING THAT COMES FROM BO'S MOUTH HAS BEEN FOUND TO BE A LIE - HE SAYS ONE THING AND DOES ANOTHER AND HIS BASE IS REALLY STARTING TO GET ANGRY AS WELL AS THE AMERICAN PEOPLE. I WILL NEVER GIVE UP ON TRYING TO THE THE TRUTH THROUGH TO CREEKSNEAKER2 AND OTHER MISGUIDED OFTEN OUR YOUNG PEOPLE IN AMERICA. MY HOPE IS THAT THEY WILL READ THE TIDBITS OF INFORMATION FROM MY OWN RESEARCH AND HUNGER FOR MORE, DO RESEARCH OF THEIR OWN AND PASS IT ON. THIS IS OUR ONLY WAY TO FIGHT PROPAGANDA AND THE LACK OF REPORTING THE TRUTH IN THE MAINSTREAM MEDIA. WE HAVE TO BECOME OUR OWN MAINSTREAM MEDIA REPORTERS TO GET THE TRUTH OUT. THE TRUTH IS OUR GREATEST WEAPON!! SO CREEPSNEAKERS2 IF YOU ARE READING THIS POST, I HOPE YOU LOOK UP THE WEBSITE I GAVE YOU. I HAVE MUCH MORE INFO TO SHARE, IF YOU HAVE ANY PROBLEMS FINDING THE WEBSITES LET ME KNOW. MY YAHOO MESSENGER CHAT I.D. IS sallietoo Oh I am more involved with the Project 912 that has branched off into hundreds of groups who are all working on separate issues regarding our misdirected, selfish government - DO YOU HEAR THAT ACORN!!!!!!!
Sallietoo:
Thank you for offering your opinions and links to me. I've already started reading them. One can find support for any opinion on the Internet. I think its best to look at both sides, so I'm trying to keep up with what you've given me.
I listen to Glenn Beck and Rush Limbaugh at work, so I do hear the conservative side of most issues.
I don't believe the Community Reinvestment Act played a significant role in our economic troubles. Most of the bad sub-prime loans were originated by big mortgage brokers like Countrywide Financial. Those institutions are not regulated under the Community Reinvestment Act. The act only covers banks and thrifts.
"Michael Barr testified back in February before the House Committee on Financial Services that 50% of subprime loans were made by mortgage service companies not subject comprehensive federal supervision and another 30% were made by affiliates of banks or thrifts which are not subject to routine supervision or examinations."
http://www.businessweek.com/investing/insights/blog/archives/2008/09/community_reinv.html
The act doesn't force banks to make bad loans. Its purpose is "to encourage such institutions to help meet the credit needs of the local communities in which they are chartered CONSISTENT WITH THE SAFE AND SOUND OPERATION OF SUCH INSTITUTIONS."
"Nor does the law require institutions to make high-risk loans that jeopardize their safety. To the contrary, the law makes it clear that an institution's CRA activities should be undertaken in a safe and sound manner."
http://www.federalreserve.gov/dcca/cra/
"More than that, the non-CRA mortgage firms made subprime loans at twice the rate of CRA-covered firms."
http://economistsview.typepad.com/economistsview/2008/04/yet-again-it-wa.html
I don't see how a law that was passed in 1977 could have worked fine for 30 years and then suddenly caused a crisis in 2007. CRA was weakened under Bush and enforcement dropped off. Yet, during this same time of a weaker CRA the number of risky loans went up.
Since the CRA did not play a significant role in the mortgage meltdown crisis, its wasn't possible for ACORN to cause the crisis by pushing the CRA.
Creeksneakers2 I see you are an astute student but you just read the article you did not dig any deeper http://www.businessweek.com/investing/insights/blog/archives/2008/09/community_reinv. In the case of the article above all you needed to do was read/review the couple hundred comments which contained way more extensive knowledge about the topic than Aaron Pressman and actually made Mr. Pressman look like a fool who only wrote the article to support a political agenda and not report the facts. Actually Dana Reed Thurston said it best, the article was "completely disingenuous with a politically colored view of the CRA and the havoc it wrought." You stated you "don't believe the Community Reinvestment Act played a significant role in our economic troubles" based on the fact that it was passed in 1977. But if you had read the knowledgeable comments you would have learned that Clinton (Not Bush) rewrote the CRA to require loans be made to low credit quality borrowers and the CRA requirements were lowered/deregulated and engaged Fanny Mae & Freddy Mac to buy these loans (that's how Fanny & Freddy got involved). So it was the Clinton Administration that is to blame not the Bush Administration. Have you not seen the YouTube video of the 2004 Fanny Mae & Freddy Mac Senate Hearnings? The shocking video that unearthed Democrats DSA members Walters, Frank, Meeks & Davis in their own words covering up the Fannie Mae, Freddie Mac scam that caused our economic crisis Republicans Shay, Manzullo, Baker called for the hearing to regulate Fanny & Freddy mortgage loans and DSA Demos fought to keep them deregulated by using the "Race Card". One years later top recipients of Fanny Mae & Freddy Mac kickbacks were Demos Dodd, Obama (DSA) & Frank (DSA) http://citizenwells.wordpress.com/2008/09/28/obama-fannie-mae-family-cbc-2005-speech-ceo-explains-relationships-campaign-contributions-obama-number-two-recipient-franklin-raines-youtube-video-obama-and-democrat-friends-created-problems/ The Congressional Black Caucus mentioned in the video is the DSA Democrat Socialist of America. DSA endorsed Obama for the Senate run and with the help of ACORN voter fraud Obama won. Are you beginning to see the tight connection between Ayers/ACORN/Obama/DSA/Congressional Black Caucus they are all one with the same Socialist polices and agenda whats more they are all in the Democrat Party. Fact is from 2002-2008 the Bush Administration tried to reel in Fanny & Freddy and impose regulations on the mortgage industry but was fought every turn of the way by Demos in Congress You claimed the CRA "act doesn't force banks to make bad loan" no it was ACORN & DSA Congress who used the CRA to force banks to make subprime NINJA loans through threats of discrimination lawsuit and intiminidation. The same strategies we see Obama using today - threats & intimidation - these were the Alinsky method used to train ACORN employees & volunteers. Obama was trained with these methods and worked as an ACORN trainer. In Saul Alinsky's "Community Organizing & Community Organizer" one of the rules was to belittle your opponent, make them look ridiculous, using jeers to marginalize your opponent i.e. used with Bush and now used toward ANYONE that disagrees with Obama, his policies or agenda i.e. Fox News, Conservatives, Republicans, Pro Life Supporters, Vets & Military, those against Amnesty, Christians. Best recent example was Napalation's Homeland Security Report/Memos which was extreme bigotry and racism by the Obama Administration. So CreekSneakers2 there is some more research for you DSA Democrat Socialist of American, their members in Congress, Black Congressional Caucas their members in Congress. See if you can fit all the pieces together to equal THE TRASHING OF OUR FREE REPUBLIC TO CREATE A SOCIALISM OLIGARCHY i.e. Obama & the DSA Demos in Administration & Congress and their main goal after that - NEW WORLD ORDER UNDER SHARI LAW basically the whole world would be one big Muslim State. Thre is some more research for you CreekSneaker2 - SCHOOLS OUT.
Oh and schelekscott it would benefit you to do some researching as well. I helps to have some facts to back up your labeling and namecalling.
sallietoo: This would be a good time to do some name-calling since you respond like someone who has no education or individual thought process and are only repeating a bunch of crapola you've heard others say who do your thinking FOR you. However, where do you find the name-calling in this quote:
"This is a bunch of GOP propaganda coming from some people who are sorely afraid that they won't be able to kill people for profit any more. And as to ACORN, to keep poor people, homeless people and former felons who have served their time and been restored to full citizenship from voting in the next election year. If they keep "spreading the Republican booboo," people will keep feeding into it. But thank God for the Internet. Now, those with the most money can't make the biggest and loudest noise any more...and the sooner they figure that out, the better off they will be."
Do you see any "name-calling" going on there at all? If you have an education, please conduct yourself accordingly.
sallietoo:
I'm still working here and there to cover all you links. I spent a good deal of time today reading the comments part of the Business Week article and checking facts against other sources on the web. I'll post when I've reached a conclusion on it all. There are some interesting first hand anecdotes there and it does appear that the regulatory changes Bill Clinton made in 1995 did result in more loans going to low income borrowers. Not much there about ACORN, yet.